Senior Backend Engineer (R&D)

Who we are

Moniepoint is one of Africa's fastest-growing fintech companies, recognised by the Financial Times for three consecutive years. We provide an end-to-end financial ecosystem powering payments, banking, credit, and business tools for over 10 million users, processing more than $250B+ in annual transaction value.

About the role

Our R&D team takes innovation further—leading exploration, experimentation, and innovation efforts that inform the entire organization. You will work on projects spanning multiple domains: designing next-generation architectures, powering new business lines, modernizing infrastructure, and shaping future-facing strategies around AI, security, KYC, automation, and more.

What You'll Be Doing:
- Collaborate on ideation, prototyping, and execution of new revenue-generating products.
- Lead early-stage technical design and market-fit experiments.
- Design scalable, production-ready backend systems.
- Spearhead key initiatives such as implementing an API Gateway, rethinking architecture patterns, and modernizing CI/CD and security infrastructure.
- Contribute to group-wide strategies in areas like AI adoption, KYC modernization, and long-term technical planning.
- Drive developer experience improvements through automation, refactoring, and standardization.

What We're Looking For:
- Strong backend engineering expertise, ability to design and implement scalable, reliable systems.
- Strategic mindset contributing to architecture evolution including API gateways, CI/CD modernization, and security enhancements.
- Comfortable working across multiple domains including AI, KYC, infrastructure, and automation.